Find the Best
Loan for You
Smart Lending has been helping consumers find lenders and loan professionals online with free lending quotes for personal loans, mortgages, and home equity lines of credit. We offer consumers an online marketplace where they can shop for competitive personal loans, home financing, refinancing and home equity products.
Smart Lending has been helping consumers find lenders and loan professionals online with free lending quotes for personal loans, mortgages, and home equity lines of credit. We offer consumers an online marketplace where they can shop for competitive personal loans, home financing, refinancing and home equity products. Our company has been connecting consumers with lending experts for over two decades. Smart Lending believes that people should have easy access to affordable loans that improve their financial state and make their lives better.
“We had credit problems years ago, but Smart Lending helped us find a few companies that helped us get money and reestablish our credit.”
Kelly H., Tampa FL
Superior Loan Advice
Is your income difficult or nearly impossible to verify? Have late payments from the past or low credit scores kept you from becoming a homeowner?
Did you know that most states offer down-payment assistance and home buying grants for people with low income? Smart Lending believes it shouldn’t be that difficult to get money for a personal loan or to buy a house that you can afford in a neighborhood that makes you happy.
Smart Lending believes that refinancing higher rate loans and credit lines into reduced rate loans should be a quick and simple process. That’s exactly why we have spent well over two decades finding great lenders and bankers that have a similar philosophy that we do. Do not let your lack of knowledge keep you from attaining an affordable loan that meets your needs.
To maximize your home financing experience, Smart Lending has partnered with lending companies that believe in efficiency and a high level of customer service. Please note that interest rates on personal loans, credit lines and first-time homeowner loans are subject to bank, credit union or lender approval and documentation for income, residence and credit may be required.
“Superior loan advice with Smart Lending”
Jamie T., Honolulu, HI
“Thanks for introducing me to a company that approved me for a great personal loan quickly.”
Tina G., Dallas TX
Frequently Asked Questions
We will connect you lenders that offer loan programs for all types of credit. Late payments are allowed with some programs if there is an acceptable explanation. In most cases you will need to be caught up on past due payments and the father in the past the late payment is the better.
Some of the lenders offer second chance loan for people with poor credit. Yes, the interest rate is higher but these loans are also a great opportunity to reestablish your credit. If you have compensating factors there may be a loan you qualify for. Debt to income ratio and credit scores do play a role in qualification but there are several loan options for people with less than perfect credit scores.
No. Most lenders will simplify verify a bank account or request a pay-stub. Some of the higher loan amount may require a W2 or tax returns but there are “no income” loan options as well. This will be a question for the lenders you speak with.