Blogs

How Do I Consolidate Credit Card Debt?

In 2026, credit card debt remains a persistent challenge for millions of Americans, with average balances climbing to $8,500 per household amid lingering inflation at 2.5% and wage growth at

Can I Qualify for a Debt Consolidation Loan?

Smart Lending opens the windows of opportunity for people to qualify for cost-effective debt consolidation loans online. In the financial climate of 2026, where household debt has climbed to a

How Do Personal Loans Affect Credit Scores?

Potential borrowers ask us all the time if taking out an unsecured personal loan affects your credit scores so we published this article to clear the air. In 2026, personal

Can I Get a Personal Loan with Bank Statements Only?

In 2026, as the gig economy and self-employment continue to boom—with over 36 million Americans classifying as independent workers, per Upwork’s annual report—the need for flexible financing has never been

Are Personal Loans Good for Consolidating Debt?

Managing debts is the reality of life for most of us. Managing multiple debts with various due dates, interest rates, and payment amounts can be challenging, and expensive. If you

What Is a Second Chance Personal Loan?

In 2026, credit scores continue to dictate access to everything from homes to cars, a “second chance personal loan” emerges as a lifeline for those who’ve stumbled in the past.

Can I Get a Personal Loan for Landscaping?

Yes, in 2026, you can absolutely get a personal loan to finance landscaping projects. Personal loans are unsecured, meaning no collateral is required, and lenders place no restrictions on fund

File Bankruptcy or Do Debt Consolidation with a Personal Loan?

Smart Lending has been helping thousands of consumers find peace of mind with debt consolidation from a personal loan to avoid a bankruptcy. However, consumers have choices to make and

Personal Loans for Veterans with Bad Credit Scores

Are you a U.S. military veteran searching for a low credit personal loan for quick cash? Smart Lending helps veterans find trusted lenders offering unsecured loans for people with poor