Blogs

Can I Get a Personal Loan for Landscaping?

Yes, in 2026, you can absolutely get a personal loan to finance landscaping projects. Personal loans are unsecured, meaning no collateral is required, and lenders place no restrictions on fund

File Bankruptcy or Do Debt Consolidation with a Personal Loan?

Smart Lending has been helping thousands of consumers find peace of mind with debt consolidation from a personal loan to avoid a bankruptcy. However, consumers have choices to make and

Personal Loans for Veterans with Bad Credit Scores

Are you a U.S. military veteran searching for a low credit personal loan for quick cash? Smart Lending helps veterans find trusted lenders offering unsecured loans for people with poor

Are There Personal Loans for Law Enforcement Officers?

Once again, Smart Lending reaches out to the heroes with special personal loans for law enforcement. In 2026, as economic pressures like inflation (hovering at 3%) and rising living costs

Are There Personal Loans for Real Estate Agents?

Smart Lending specializes in finding personal loans for real estate agents, realtors and small businesses. Yes, real estate agents can absolutely qualify for personal loans in 2026, despite the challenges

Can I Get a Personal Loan After Bankruptcy?

In the financial recovery landscape of 2026, bankruptcy no longer spells the end of borrowing opportunities—it’s often just a temporary setback. If you’ve filed for bankruptcy, the answer to whether

How Much of a Personal Loan Can I Get in 2026?

In late 2025, with interest rates stabilizing around 6-36% APR and inflation cooling to about 3%, personal loans remain a go-to for debt consolidation, home improvements, or unexpected expenses. These

Is a Personal Loan Fixed or Variable?

Smart Lending helps consumers in the United States secure affordable fixed and variable rate personal loans in 2026. In the ever-evolving world of personal finance, one of the most common

How Much Credit Card Debt Is Too Much?

In December 2025, Americans carry a staggering $1.14 trillion in credit card debt—up 8.2% year-over-year, according to the Federal Reserve’s latest G.19 report, with average balances hitting $6,380 per household.