Blogs
Smart Lending helps consumers in the United States secure affordable fixed and variable rate personal loans in 2026. In the ever-evolving world of personal finance, one of the most common
In December 2025, Americans carry a staggering $1.14 trillion in credit card debt—up 8.2% year-over-year, according to the Federal Reserve’s latest G.19 report, with average balances hitting $6,380 per household.
If you are in the market for any kind of loan in 2026 you might be surprised by what it costs. Inflation and interest rates have risen dramatically in the
Interest rates for many loans have soared in recent years, and the rates for credit cards are no different. If you have a lot of debt on credit cards, you
Are you feeling overwhelmed by debt? Whether you owe $10,000, $25,000, or more, there’s no question that too many debt payments can stress us out and leave nothing left to
Refinancing a personal loan has become increasingly popular as interest rates fluctuate and lenders expand their product offerings. If you’ve been wondering, “Can you refinance a personal loan?” the short
If you are one of millions of Americans with student loans, you may wonder how you will ever pay them off. Fortunately, there are many strategies to paying off student
Do you have credit card debt? You aren’t alone – about 60% of Americans have credit card debt and the average amount is $6,100, per Experian. While it can be
As we navigate the economic landscape of 2026, credit card debt remains a pervasive challenge for millions of Americans. According to the New York Federal Reserve, total credit card balances