Blogs

File Bankruptcy or Do Debt Consolidation with a Personal Loan?

Smart Lending has been helping thousands of consumers find peace of mind with debt consolidation from a personal loan to avoid a bankruptcy. However, consumers have choices to make and

Personal Loans for Veterans with Bad Credit Scores

Are you a U.S. military veteran searching for a low credit personal loan for quick cash? Smart Lending helps veterans find trusted lenders offering unsecured loans for people with poor

Are There Personal Loans for Law Enforcement Officers?

Once again, Smart Lending reaches out to the heroes with special personal loans for law enforcement. In 2026, as economic pressures like inflation (hovering at 3%) and rising living costs

Are There Personal Loans for Real Estate Agents?

Smart Lending specializes in finding personal loans for real estate agents, realtors and small businesses. Yes, real estate agents can absolutely qualify for personal loans in 2026, despite the challenges

Is a Personal Loan Fixed or Variable?

Smart Lending helps consumers in the United States secure affordable fixed and variable rate personal loans in 2026. In the ever-evolving world of personal finance, one of the most common

How Much Credit Card Debt Is Too Much?

In December 2025, Americans carry a staggering $1.14 trillion in credit card debt—up 8.2% year-over-year, according to the Federal Reserve’s latest G.19 report, with average balances hitting $6,380 per household.

6 Reasons Why Personal Loans have Surged with Inflation

If you are in the market for any kind of loan in 2026 you might be surprised by what it costs. Inflation and interest rates have risen dramatically in the

Can I Refinance Credit Cards with a Personal Loan?

Interest rates for many loans have soared in recent years, and the rates for credit cards are no different. If you have a lot of debt on credit cards, you

What Qualifies You for Debt Consolidation?

Are you feeling overwhelmed by debt? Whether you owe $10,000, $25,000, or more, there’s no question that too many debt payments can stress us out and leave nothing left to