Blogs

Does Debt Consolidation Affect Buying a Home?

Buying a home is a fulfilling dream for many American consumers, but it can be challenging to achieve when burdened with substantial debt. Debt consolidation is often viewed as a

How to Use Home Equity to Pay Off Debt

Home equity can be a valuable financial resource for homeowners looking to consolidate or eliminate debt. By leveraging the equity built in a property, individuals can access funds at relatively

How Long After Clearing Debt Can I Get a Mortgage?

Many Americans want to buy a home, which involves getting a mortgage for most of us. A potential obstacle to being a homeowner, however, is having too much debt. When

Can You Change Mortgage Companies?

Buying a home or refinancing a mortgage can be a lengthy and complex process. It’s not uncommon for borrowers to wonder, mid-process or even after closing, whether they can switch

How to Buy a House with Zero Money Down

Buying a home is a significant milestone in the United States, but the financial barrier of a down payment can seem insurmountable for many, especially in 2025 when housing markets

Can You Get a HELOC with a Tax Lien?

The home equity line of credit is powerful 2nd mortgage but securing a HELOC can become complicated when a homeowner has a tax lien—a legal claim imposed by the government

Tips for a Mortgage Refinance with Bad Credit

​Refinancing a mortgage with bad credit in 2025 is challenging but achievable. Various lending programs and strategies can help homeowners secure better terms with lower interest rates and cash out

How to Get a Small Business Loan

Do you want to obtain funding your start-up with a small business loan? You aren’t alone! Every year, millions of people dream of owning their own company. Fortunately, there are

What Is Credit Card Debt Relief and Is it a Good Idea?

If you are one of the people in the country who struggle with high-interest debt, you are not alone! Interest rates on credit cards in 2024 often top 20%, making