Blogs

What Are Current Home Equity Loan Rates?

​Home equity loans have long been a popular financial tool for homeowners seeking to leverage the equity in their properties for various needs, such as home improvements, debt consolidation, or

What Factors Directly Affect an Adjustable Rate Mortgage?

An adjustable-rate mortgage (ARM) is a type of home loan where the interest rate adjusts periodically based on an index, leading to potential fluctuations in monthly payments. Understanding the factors

Does the Federal Reserve Plan to use XRP?​

​As of March 2025, the Federal Reserve has not officially announced plans to integrate or utilize XRP, the cryptocurrency associated with Ripple Labs, within its monetary policy or payment systems.

How to Remove Someone from a Mortgage Without Refinancing

Homeownership can be a rewarding yet complex journey, especially when life circumstances change. Whether due to divorce, separation, or a change in financial agreements, removing someone from a mortgage without

How Soon Can I Refinance My House​?

Refinancing a home can be a strategic move to lower monthly payments, secure a better interest rate, or access home equity. However, many homeowners wonder how soon they can refinance

How Quickly Can You Refinance a Mortgage​​?

​Refinancing a mortgage involves replacing an existing loan with a new one, typically to secure better terms, lower interest rates, or access home equity. The timing of when you can

What if Spouse Stops Paying Mortgage During Divorce​?

The stress of divorce can be challenging, especially when financial obligations like mortgage payments become contentious. A common issue arises when one spouse ceases to contribute to the mortgage during

Can You Charge the Title Name on a Mortgage Loan​​?

​Changing the name on a mortgage loan title is a significant legal process that alters property ownership records. This procedure can be necessary due to life events such as marriage,

Should I Cash Out My 401k to Buy Rental Property​​​​​?

​Cashing out a 401(k) to purchase rental property is a decision that carries significant financial implications. While the allure of real estate investment is strong, it’s crucial to weigh the