Blogs

Tips for a Mortgage Refinance with Bad Credit

​Refinancing a mortgage with bad credit in 2025 is challenging but achievable. Various lending programs and strategies can help homeowners secure better terms with lower interest rates and cash out

How to Get a Small Business Loan

Do you want to obtain funding your start-up with a small business loan? You aren’t alone! Every year, millions of people dream of owning their own company. Fortunately, there are

What Is Credit Card Debt Relief and Is it a Good Idea?

If you are one of the people in the country who struggle with high-interest debt, you are not alone! Interest rates on credit cards in 2024 often top 20%, making

What Are the Tax Implications of Co-Signing a Mortgage?

Co-signing a mortgage is a generous gesture—one that can make the dream of homeownership possible for a family member, friend, or partner who might not qualify on their own. But

Can I Combine My Mortgage and Home Equity Loan?

For homeowners juggling a primary mortgage and a home equity loan, the idea of simplifying payments through refinancing is increasingly appealing. Especially in a fluctuating interest rate environment like 2025,

What Are Current Home Equity Loan Rates?

​Home equity loans have long been a popular financial tool for homeowners seeking to leverage the equity in their properties for various needs, such as home improvements, debt consolidation, or

What Factors Directly Affect an Adjustable Rate Mortgage?

An adjustable-rate mortgage (ARM) is a type of home loan where the interest rate adjusts periodically based on an index, leading to potential fluctuations in monthly payments. Understanding the factors

Does the Federal Reserve Plan to use XRP?​

​As of March 2025, the Federal Reserve has not officially announced plans to integrate or utilize XRP, the cryptocurrency associated with Ripple Labs, within its monetary policy or payment systems.

How to Remove Someone from a Mortgage Without Refinancing

Homeownership can be a rewarding yet complex journey, especially when life circumstances change. Whether due to divorce, separation, or a change in financial agreements, removing someone from a mortgage without