What Is FHA Home Loan Financing?

FHA home loans have been a valuable financing programs for over fifty years because the qualifications are reasonable and the pricing is affordable. FHA loans are a good fit for many first-time borrowers who have average or poor credit and limited money for a down payment. This type of loan only requires a 3.5% down … Read more

HELOC vs Personal Loan

heloc and personal loan

One of the most common questions we get is, what is the difference between a HELOC and a personal loan and which type of loan makes sense for me. In this article we will delve into the pros and cons of HELOCs and personal loans and when you should each one. If you’re searching for … Read more

What Are VA Mortgage Requirements?

The requirements for a VA mortgage loan are easy and flexible for military borrowers that are eligible to buy a home with no down-payment required. If you are in the military or a retired veteran and want to buy a home, you should strongly consider the VA loan program. Backed by the Department of Veteran … Read more

How to Choose the Best Mortgage Lender

switch mortgage companies

Finding the right mortgage lender is crucial to getting the best home loan. When you buy a house, you are making a financial decision that will affect you for many years. You will probably have a mortgage payment for 15 to 30 years, so it is wise to shop around and find the best mortgage … Read more

Top 7 Loan Programs for New Home Buyers in 2024

home buying

If you have never owned a home, you may feel overwhelmed at times with the homebuying process. But you’re in luck because there are many federal and state programs that make it easier to buy your first home. This article highlights several of the best first-time homebuyer programs. If you have questions about any of … Read more

What Is a Second Mortgage?

2nd mortgage

A second mortgage is a popular secured loan that provides cash for multiple purpose with low 2nd mortgage interest rates available to qualified borrowers. This 2nd mortgage subordinates to your first mortgage, while any additional loans secured by your home are categorized as second mortgages, regardless of their number. There are several second mortgage programs … Read more

Travel Loan Opportunities

Do you want to go on a stress-buster vacation in the sun but don’t have the money, or you’re waiting to get paid? You can take out an unsecured travel loan with fixed payments so you can hit the road today! Learn more about travel loans in this article, then talk to your loan adviser … Read more