Interest rates are higher than in the past, and many people want to get personal loans to consolidate their debts. If you have good credit, you could get a personal loan at a low rate and save on interest. A common question is if you can get a personal loan without a credit check. Learn … Read more
Managing debts is the reality of life for most of us. Managing multiple debts with various due dates, interest rates, and payment amounts can be challenging, and expensive. If you miss just one payment, you can pay a hefty late fee and even get a ding on your credit. There are several popular personal debt … Read more
If you are like many Americans and have credit card debt, you know it can be difficult to juggle several payments every month. Plus, you have high credit card interest to deal with. Should you worry about paying the card off that has the highest balance or the one with the highest rate? Instead of … Read more
Many consumers across the United States want to know what are the personal loan credit score requirements that meets their financial needs quickly. One of the most common questions we get is “Can I get a personal loan with bad credit?” According to BankRate.com, to meet the qualifications for a personal loan, the “applicant may … Read more
Many items have gotten more expensive in recent years as inflation has spiked, and this includes cars. It is common to spend $30,000 or more on a new car, and many people have to spend $40,000 or more. With prices so high, it’s understandable to wonder about your financing options. Most people get a car … Read more
An unsecured loan is a financial agreement that does not require you to pledge collateral to get it. The most common unsecured loans include unsecured credit cards, student loans, and personal loans. You can get an unsecured loan from many institutions in person and online. The application process is often less daunting than for a … Read more
Do you have credit card debt? You aren’t alone – about 60% of Americans have credit card debt and the average amount is $6,100, per Experian. While it can be beneficial to have a credit card in a pinch and there are cards with impressive rewards, carrying a lot of debt at a high interest … Read more
Interest rates for many loans have soared in recent years, and the rates for credit cards are no different. If you have a lot of debt on credit cards, you could be paying up to 20% or even 30% per year in interest. You don’t have to be a math whiz to understand it can … Read more
Consumers across the U.S. are comparing the 2nd mortgage to an unsecured personal loan when seeking to refinance or consolidate credit card debt. Interest rates continue to climb, and if you have significant credit card debt, you could be paying more than 20% interest per year. With such high credit card rates, it’s understandable that … Read more
If you are in the market for any kind of loan in 2024, you might be surprised by what it costs. Inflation and interest rates have risen dramatically in the last two years. The Federal Reserve has increased the federal funds rate many times in recent months to fight surging inflation. While inflation has begun … Read more
Consumers across the U.S. are applying for personal loans to get money. If you need cash and don’t want to max out a credit card or pull equity from your home, what should you do? Another option is a personal loan. A personal loan is an unsecured loan that you can receive at various interest … Read more
When it comes to managing finances and borrowing money, understanding the tax implications of different types of loans is crucial. One common question borrowers have is whether the interest paid on personal loans is tax deductible. While certain types of loan interest, such as mortgage interest, may offer tax benefits, the rules surrounding personal loan … Read more