Opt-out Notice

Smart Lending – OptOut Notice

Effective Date: August 2025
Last Updated: August 2025

You have the right to limit certain ways we share your personal information and to opt out of receiving certain marketing communications.

1. OptOut of Marketing Communications (TCPA/Email)

You may opt out of receiving:

  • Text messages – Reply STOP to any SMS/text we send.
  • Emails – Click the “unsubscribe” link in any marketing email.
  • Phone calls – Request placement on our internal “Do Not Call” list by calling 866-214-0004 or emailing privacy@smartlending.com.

2. Limit Our Sharing of Your Personal Information

Federal law gives you the right to limit:

  • Sharing with affiliates for everyday business purposes regarding your creditworthiness.
  • Affiliates using your information to market to you.
  • Sharing with nonaffiliates to market to you.

To opt out of this sharing, contact us:

  • Phone: 866-214-0004
  • Email: privacy@smartlending.com
  • Mail: Smart Lending Corporation – Privacy Department

1111 6th Ave STE 300, San Diego, CA 92101

You can also return the mailin form provided in our Privacy Notice URL.

3. California Residents – Do Not Sell or Share My Personal Information

If you are a California resident, you may request that we do not sell or share your personal information for crosscontext behavioral advertising.
To exercise this right:

  • Call: 866-214-0004
  • Email: privacy@smartlending.com

For details about your privacy rights, see our [California Consumer Privacy Policy URL]

4. Timing

If you are a new customer, we may begin sharing your information 30 days after providing you this notice. When you are no longer our customer, we continue to share your information as described in our policies, but you may contact us at any time to limit our sharing.

5. Questions

If you have questions about your optout rights or how we handle your information:
Email: privacy@smartlending.com
Phone: 866-214-0004
Mail: Smart Lending Corporation – Privacy Department

1111 6th Ave STE 300 San Diego, CA 92101

Other Topics:

Smart Leading | SmartLending.com cannot guarantee the lowest rate or that people with poor credit will be approved for a home loan program. Interest rates are subject to change and not all loan products may be available in all states.

Smart Lending is a finance marketing company and does not make loans or guarantee rate locks, rather we connect consumers with trusted lenders, bankers, and credit unions.

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Terms and conditions apply. SMARTLENDING RESERVES THE RIGHT TO MODIFY OR DISCONTINUE LOAN PRODUCTS & BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or other eligible status, be residing in the U.S., and meet the associated lenders underwriting requirements. Not all borrowers receive the lowest interest rate. Lowest rates reserved for the most creditworthy borrowers. If approved, your actual rate will be within the range of rates at the time of application and will depend on a variety of factors, including term of loan, credit score, income, and other factors. If SmartLending matches you for a loan with a participating bank, then your rate may be applicable to rates at that time. Rates and Terms are subject to change at any time without notice. Personal Loans can be used for any lawful personal, family, or home purposes. See legal site for state-specific license details from participating lenders.