Corporate Profile
SmartLending.com is one of the nation’s leading mortgage advisory companies, headquartered in San Diego, California. We now rank among the nation’s fastest-growing small marketing companies.
Smart Lending provides geo-targeted advertising solutions designed to deliver more leads and more exposure for our lending partners.
Smart Lending Corporate Profile
SmartLending.com is one of the nation’s leading mortgage advisory companies, headquartered in San Diego, California. We now rank among the nation’s fastest-growing small companies.
Smart Lending provides geo-targeted advertising solutions designed to deliver more leads and more exposure for our lending partners.
Lending Expertise
Our Executive team has decades of lending experience in consumer banking, mortgage finance and digital technology.
We provide consumers with competitive lending solutions because of our strong relationships with trusted bankers, lenders, credit unions and private money sources. We are driven by consumers’ needs for superior lending and that’s why our team was built with stellar lending professionals that have proven track records and many years of experience in the finance industry.
Lender Niches
Smart Lending has created an online marketplace for consumers to shop and compare banks and mortgage lenders.
For two decades our team has been finding the best of the best in the lending industry. We find finance companies with unique niches so borrowers across the United States can maximize their financial opportunities.
Mission
At Smart Lending, we empower consumers from all walks of life to achieve the American dream of homeownership.
. We do this by offering a diverse product suite, competitive pricing, and a commitment to providing a timely and efficient closing process. Our dedication to client service extends beyond marketing. This passion for client service is evident in every step of the home buying and refinancing journey, as we focus on fulfilling our clients’ needs and enhancing their standard of living.
We were able to get some quick cash even though we did not have a high credit score.
Angela D., Springfield, IL
Thanks for helping us finance some much-needed home repairs.
Jaime, New Smyrna, FL
The process was easy to shop lenders online and we got the money we needed.
Juan P., Virginia Beach, VA
Frequently Asked Questions
We will connect you lenders that offer loan programs for all types of credit. Late payments are allowed with some programs if there is an acceptable explanation. In most cases you will need to be caught up on past due payments and the father in the past the late payment is the better.
Some of the lenders offer second chance loan for people with poor credit. Yes, the interest rate is higher but these loans are also a great opportunity to reestablish your credit. If you have compensating factors there may be a loan you qualify for. Debt to income ratio and credit scores do play a role in qualification but there are several loan options for people with less than perfect credit scores.
No. Most lenders will simplify verify a bank account or request a pay-stub. Some of the higher loan amount may require a W2 or tax returns but there are “no income” loan options as well. This will be a question for the lenders you speak with.